REI is still good; it just takes more cash than many folks thought.And all of us who have been banging the drum for years on reserves and defenses in depth are suddenly prophets gifted with second sight.

Although in that one's defense, they started out great and full of quality but they grew so fast they couldn't keep up and everything went down hill.Anyway, Anna, it is very true that you can get in a pickle if you don't have a working knowledge of what is involved in a rental property, at least to the extent of being able to discern between the good turnkey companies and the bad ones.

**Good insurance of course for first line of defense for litigation.

I work for the Department of Defense at Eglin Air Force Base.I recently started to learn everything I could get my hands on about real estate investing.

Like someone else said, insurance handles the defense (very tiresome and expensive) and puts up the money for settlements and judgements.With self-insuring a property or auto itself, the maximum potential loss is finite.

Let me know if you have any recommendations of people knowledgable that may be able to provide details to help mount a defense.

Potential Markets: I'm currently researching the following markets:       - Huntsville, AL: Low unemployment rate and steady growth driven by large aerospace and defense industry

I no longer shoot rivets or turn wrenches, but am a program manager for a major defense contractor.

The "show me the note" Never was a defense, only an ineffectual theory by people who didn't know better, and by attorneys trying to lure in defendants as clients.

What the defense is attempting to do is bring about the idea that there is no debt at all to collect.