But if the additional mortgage payments come from a different  loan (Heloc) with similar interest rate as the mortgage, there is no financial benefit, which has been shown repeatedly in this discussion. ... and this been repeatedly disproven.Total cost to borrow from the HELOC: $1,031 and change.Total interest saved (including taking the $1031 into consideration) is $30K and change. $30K may be insignificant to you and the other nay-sayers, but it means rather a lot to most of the rest of us.

I argue that a Prenup is FANTASTIC for 2 reasons I never hear mentioned about them: (A) It forces the very adult, and realistic consideration of a reality that things may not go as planned.

The policy consideration behind the higher leveraged loans is to provide financing for individuals who have high earning potential and are at the start of their career where the earning potential has not yet materialized and perhaps are dealing with the added burden of student loans.

.: @Jonathan Greene1. make 1 seller finance offer a month.2. do at least 1 BRRRR.3. think hard about how much to invest in other asset classes.What other asset classes are on the table for consideration?

No need to debate the wholesaler's vs real estate agent's sales consideration.

American IRA is hosting a live session on End-of-Year Considerations for Your Self-Directed IRAs and 401(k)s on December 4th at 12:00 PM.

All you really need is a meeting of the minds about the work and "consideration" (payments) .

It has helped considerably but isn’t perfect.

But it is the lowest down payment option, and likely the lowest rate option as well. one tidbit - condos don't usually like the STR piece, so make sure to do your DD in whatever area you're looking to buy in before puling the trigger. 

Hi Scott, consider USFR for zero risk cash, earns 5.4% holding 8 week Floating rate note US treasuriesor for mild risk cash, consider BKN - BlackRock's Muni fund, earns 5.6% tax free, which for you would be >9% tax-equivalent yield, and if rates fall, the BKN etf will rise considerably, which though will be capital gains taxable :(, It holds intermediate term Municipals that are all GO, general obligation, so they can always tax us dumb schmuck citizens to pay off the notes instead of defaulting, so low risk but not zero risk for cash. ie (Orange county '90s)Inflation has already resolved, the 3 month trailing core PCE is at 1.5%, well below FEDs 2% target, so they will likely start cutting soon as the 12 month trail falls in line, that's why Powell changed his verbiage so much last Wednesday, and FOMC minutes speak of 150 bp cuts before the end of December as their expectation per their Dot Plots, the only question remaining is consumer spending,(>60% US economy), if falling like McDonalds/Starbucks/Uber saying then unemployment will accelerate and then possible recession, then 10yr yield falls even more, and bonds values would rise like Mike just said above.