Just because you are tracking ahead of that estimate does not mean your deal is bad.Do you believe your capex is structurally higher than you modeled?

I haven't run any numbers on this, but I've seen similar setups and at some point you are really just ahead the month. 

As long as you are coming out of pocket at around the same you would be renting somewhere else then you are still getting ahead in life because your tenants are helping pay down the loan and build your equity.You should also run an analysis putting in what the market rate rent would be of you did not live there.

They saw ahead that these jobs take a toll on you so bought RE and now live off RE in one form or another.

If you disagree then you should just ignore the advice you get and plow ahead.

Right now, you are thinking of yourself and how to get you ahead and not stepping back and looking holistically at the process.

If not covered by the lease, why didn't the seller provide you a lease addendum about this ahead of time?

Several years later and she's still struggling to get even let alone get ahead.  

You will find other newbies there and others who are only a few months ahead.

If you think ahead, you can minimize recapture with the right tax planning.So...