Sprinkle in a little torte reform, and the same tax breaks for individuals to buy their own insurance as the companies get, and there ya go.

Am I in the twilight zone did I just read that you are calling Obama a big fat liar :wowo: He's lied about a lot of things...He said he'd put every bill before Congress on the Internet for at least 5 days before voting on it (lie), he said the first thing he'd do as President is pull out of Iraq (lie), tougher rules on lobbyists and former officials (lie), negotiate health care reform in public sessions on C-SPAN (lie)...Just because I don't fabricate reasons to hate the guy (like a lot of people here do), I can still take an objective view of his ability to follow-through on his campaign promises.Many of those promises he's kept, many he's broken, and many more remain to be seen.

Fresh off the Press: http://www.bizjournals.com/denver/news/2015/04/14/...Current reform bill passed the Senate.  

This is supposed to be less common nowadays with the Bankruptcy reforms of 2005.

Case in point: all the fears we had for the tax reform that was supposed to kill all our tax breaks.

Reform or eliminate the "company/industry" part of the equation, and we might get closer to an answer.

That patterns everything that follows:I'd be keen on getting that money out of my 401(k) (which will be subject to the whims and wills of future politicians and tax reforms) and getting it into real estate (currently a very powerful investment vehicle that has many tax advantages). 

There is no looming deficit, and a number of proactive municipal reforms will help to mitigate liabilities down range.  

It was a downturn in the economy and he was over levered without the ability to make the payments.Taxes changed.Ramsey's success came to an end as the Tax Reform Act of 1986 began to have a negative impact on the real estate business.

You MIGHT get lucky, but you most likely WILL NOT or find a reformed gangster at your step trying to coax you into more and more work.