I would do all of those prior to giving up 50% upside on a physical RE investment to someone who has little risk, and is offering their time.

william penn bank does not have that product any more. 

I cannot assist w/ the acquisition of the property but do have an FHA product that is specific for home improvements.

What is the end product of your effort and where is it located, how long will it take to sell?

There’s no reason to go through a disaster (I'm mid recovery myself) and not get the financial upside by becoming the developer and selling a finished product versus raw land.If you have to completely rebuild, it’s a two year process at minimum.

Crappy products made not to last.

That will have a much larger impact on your outcome versus the debt product. 

I think they've done a great job of building their product and if you already have a property listed on Airbnb, it's super easy to import to MiniStays (though it's not difficult to list your property there if you don't.)

I'd love to connect and see what products you have to offer.Cheers!

@Tayvion Payton to get a better understanding of the loan products, it's best to have a conversation with a commercial loan officer at a local community bank or credit union.On commercial, the number one rule is a deal meeting their DSCR loan covenant, which is typically 1.2 to 1.25.