Originally posted by @Jane Ng:@Julie Hartman my PM wants to wait until we secure a new tenant to include those months of lost rent (between the time we evicted the tenant and a new tenant moves in) since the evicted tenant's lease was through April 2021. 

@Clarence Ng stop paying before progress is done.

@Albert Ng Nathan Gleason https://www.gleasoninsured.com

@Courtney Duong can you send a link for the 3 month.

@Damon Ng thanks I'd love to start doing some get togethers with like minded people in in the area. do you have anything going yet?

@Thinh Duong - Which setbacks are you referring to here in SJ? 

For "in unit" heat, most still stick with monitor (oil or propane or NG).

I will be doing another Stiebel electric this month (no NG at the street).

@Alex Ng- if you want to use the 97% conventional loan  for your  1st home - it needs to be fopr a primary  residence ....2) you can also  use a FHA loan for a primary residence  purchase   3)  if you own a rental  property  before you buy a primary  residence - there  is likely still a 97% ltv  propgram you can use for a  primary  home without needing to be a first time buyer  ( but  your household income needs to  be under the county median income )  ......on  cash out refinance loan - you are limited to  a loan to value   of  75%  

@Kim Ng there is Real Property Investments in Markham at Bayview Golf club which may be closest to you.