Very humble, hardworking, blue-collar family and they happen to grow up in a part of California that is highly desirable now.

To preface; I am nothing, NOTHING close to a @Todd Dexheimer, I am a "plankton" to his "Great Blue Whale" but here is my "why's": - CAPITAL BANDWIDTH or OPPORTUNITY COST.   

Blue Ridge5.

I look for lifers to rent out my SFRs in blue collar neighborhoods.

It can be a good reason like family or very good friend, just so it’s not out of the blue.

I would never do it in a Blue state that has strong tenant laws...

I'm also a newbie and not confident in evaluating projects and borrowers, so would prefer to partner and diversify.I'm looking at debt funds at crowd funders like Fundrise, as well as business development (BDC) ETFs like Ares, Blue Owl, Golub.

I am more of a big picture blue sky guy..

I tried it a few years ago and thought it had potential, but it wasn't quite mature enough to handle my needs so I went back to Quickbooks.But earlier this year, they hit me with a very tempting offer: 5.06% interest on any cash I held in their cash management accounts, operated through Blue Ridge National Bank and FDIC insured, as long as I paid them $192/year for the pro version.

Located only 5 minutes away from the entrance to the Blue Ridge Parkway!