House hacking still definitely works, just got to get a little more creative, maybe be willing to do some work (go find the worst house in the best neighborhood kind of thing).

It might also be worth exploring creative financing to leverage that quarter million into even bigger opportunities. 

Has anyone done anything creative in the past with a detached garage besides turning to ADU?

If budget is an issue, this is likely a more economical and creative way of going about getting into multi family. 

Good for you for being creative.

Lastly check out Pace Morby and the creative financing he teaches about.

In 2003, while working in corporate America someone suggested Rich Dad Poor Dad to me.

From analyzing deals to exploring creative financing, I’m realizing that success in this business is about persistence, relationships, and constantly improving. 

Vet potential partners carefully and aim for relationships that can grow with your portfolio.In this higher interest rate environment, focus on cash flow and creative financing options like the HomeStyle rehab loan or seller financing.

That's right, only those willing to compromise.This is also why many so-called "creative financing" deals often involve low-quality properties.