Even with the possible down payment gap, it's imperative to thoroughly review the figures to make sure the investment is still financially healthy.

But due to 10 Tech giants , our economy is surviving and seems "healthy". 

Anything which injures health, is indecent, offensive to the senses, or interferes with someone's free use of property can be a nuisance.

.)- Do you have healthy working relationships with contractors/vendors?

A healthy percentage of higher density multi family properties are open to seller carry or owner financing.

Depending upon that, and your financial health I would just recommend hanging tight and adding another avenue of future income.

For example, a 40-year-old healthy male might pay around $500 per year for a 20-year term life policy with a $500,000 death benefit, compared to $4,000-$5,000 per year for a whole life policy with the same death benefit.

These are the sellers OFF market that may accept a healthy discount, but these houses come with issues that may be cheap to fix or may be very expensive to fix.

You know the answer well but are looking for a healthy discussion.

I have a healthy mix of LTR's that allow we to weather a potential STR storm.