Floating laminate (not glued down) is a lucky exception which will qualify regardless.

You  CAN borrow non-recourse funds (there is a list that float around here of providers for those) that typically require 35-50% down payment.

I have actually been floating in the background on this site and others for some time doing as much research as I can.

@Trevor Deeter - learn to walk before you run, learn to float in the water before you jump into the ocean.. 

I'm new to BP and wanted to float a question to those of you more experienced investors. 

They will either quote you a floating rate (LIBOR/Treasury + spread) or provide a range for fixed rate loans for you criteria/sub-market. 

Buyer 2 insists on throwing 45% of his income into a monthly ARM floating rate mortgage in 2016 and offers 1.2M.

I'm on Airbnb, apartments.com, bluecollarrentals.com, plus there are about 3000 nice pens of mine floating around the Midwest with my advertising. 

I believe there was another thread on this topic floating around were some local smaller player companies were mentioned.

Although I don't consider Rich Dad Poor Dad necessarily a real estate book, it's what started my journey to this website inevitably.Currently I'm stuck with limited resources as I'm floating somewhere in the Mediterranean Sea somewhere, but I've already completed a few eBooks from Jay Scott, David Lindahl and Brandon the founder of BRRRR.