Now where is that EXTRA dollar?

Between the equity on the condo and the extra cash you have, you can purchase 2-3 homes. 

Also, keep in mind that an IN multi member LLC would require a separate tax return, so you would want to budget for extra admin fees.

However, having an experienced real estate agent or investor in your network analyze comps adds an extra layer of confidence.If you’re focusing on specific markets and ever want to discuss analyzing deals or strategies, feel free to connect, Our firm would love to help you! 

The extra cost to do two separate loans will be worth it, especially if you do not want to be stuck with the loan for a long time. 

I always use glass enclosures for showers and install doors on tub/shower combos.

Especially as you two plan to start your lives together, you’ll likely want that extra privacy.

It would also have to be put up and taken down between each tenant and I don't know how responsive your PM will be to this extra work. 

Question that the “believers” don’t ask is “how much could I earn on the extra money I’m spending to pay down the loan faster?  

It’s awesome that you want to use your downtime to learn more about the industry and make some extra income as a VA.