$200/month divides into the $100K initial negative equals 500 months to recover the initial negative equity.Let's double the cash flow to $400/month.  250 months to recover the initial negative equity so over 20 years.Let's reduce the negative equity position to $50K (which likely is less realistic than expecting $400/month cash flow at that rent point), you are at over 10 years to recover the initial equity position.Now let's do it with all cash, no financing.The 50% rule state $900/month cash flow.  900 * 12/200K = $5.4% or about half of lifetime return of S&P 500, or what can almost be achieved with a zero work, zero risk CD.I see no way that someone who understands the numbers will call this a good investment.Note just because an investment is better than most other investments in a market does not imply something is a good investment. 

Also just look online and steal some ideas...I used to Google Luxury Kitchens and then figure out how to do the same for less $$.You'll be fine with your experience.

From my experience working with over 400 investors, consider alternative strategies like rent-by-the-room, buying an SFH with an ADU, or renting where you live while investing elsewhere.

I've heard people have had a great experience working with them!

Use it to gain some experience as a landlord and in two years leverage the equity to purchase a duplex.

Three Insurance (another Berkshire company) would also have written a policy if we had three years of hospitality experience. 

I’ve heard of a few different options but would love to hear your experiences, especially if you've used gap funding on flips, new construction, or commercial projects.

It happens, which is why I'm posting this story so others can learn from my experience.  

Their experiences could offer valuable insights and strategies to help you navigate the market.Good luck on your journey! 

How to Start Investing in Real Estate in 2025 (ZERO Experience)Good luck, Tyler!