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However, based on your timeline, it seems like your decision may have already been made.

One I know is based in LA as that's a huge market of course..

Many people have asked & proposed to build such a data base.

Based on what my mortgage broker told me a couple of days ago, these rates are in the low 7%'s, whereas the secondary home loan is low 6's.

For example, an algorithm can't compare a property that charges a flat fee for utilities vs one that charges based on use. 

Hi Chris, there are several options you could consider, but it would all be based on your risk tolerance. 

To maximize your investment, use financing options like FHA or conventional loans, analyze deals based on cash flow and cap rates, and network with local investors through REI meetups and BiggerPockets.Good luck!

We plan on starting renovations on the unit in X (I would say a date but in reality have a 2-3 month buffer), and based on this we are no longer going to be renting the unit out.

$25k is only 4.16% of your new purchase price, heck of a deal.Thank you for your service and let me know if you want to talk any more details and run actual numbers based on your situation.