But a 1 year lease with right of first refusal for following years, but you dictate price & conditions.

If you want to dictate how to screen the tenant then you should self manage.For a W2 employee position I do not ask for their W2 or bank statements, just pay stubs.

The market value of a property usually doesn't dictate the insurance amount unless you've chosen to insure the property for what is known as actual cash value. 

The structure heavily depends on the asset class and that also dictates splits, but I operate in the STR space so we typically have a much great cash on cash return than most stable asset syndications. 

The lender dictates the terms.

the % is dictated by staff time/rent... not some magic # or ballpark %. 

As long as you're getting paid you cannot dictate when she can or cannot enter, whether she lives there or not you're getting your money.

HUD is a centralized system, they dictate the information to be taught.         

That would be a big dictator of your closing costs as several of the factors are based upon closed price.

Now obviously in the real world actual policy and political winds will dictate how this all actually plays out and I have no idea but the basic idea should be that more people= more labor= more homes being built affordability.