Maintenance and potential repairs will also require a long-term financial plan and setting aside a contingency fund for such expenses.The steady cash flow, appreciation over time, and tax benefits can make a meaningful difference to your wealth in the long term, especially with the principal paydown on the mortgage.However, if managing the property from a distance feels too burdensome, or if you’d prefer the certainty and flexibility that comes with having less debt (especially given the high mortgage rates), selling and using the $100,000 in equity to reduce your loan for your next home may be the smarter move.

So either you pay for the repair out of the idle cash in your account, file an insurance claim and use those funds, or rollover/transfer funds from another retirement account to cover the cost. 

We'll only do it if we can access the funds immediately. 

I'd just as soon donate to the local contractor union's retirement fund. 

I see it every day in my fundings I do in 8 markets. 

If you’re confident the remaining funds can be reinvested into a stronger opportunity, like your new duplex project, it might be worth it.

We look for good school systems, low crime and desirable neighborhoods.

If my main goal was cash flow, I'd sell all my properties, except one and put the money into index funds/stocks - cash flow has been great the past 3 years.

@Steven Nguyen            Your first step is to liquidate some of your Crypto so you have liquid funds to contribute to the deal.

Focus on what matters, not on things that have nothing to do with what drives the desired  results.