They do have a rising cost of annually-renewable term insurance.But this is NOT the case with Whole Life*.Whole life has the most guarantees of any life product.

I see it as a rising market, but honestly not sure if it's on the rise

Alternatively, if something were to arise in our life (emergency or otherwise) while this money was tied up in an investment, we're left with few good options. 2) Time is not something I have much of.

As noted by John, issues arise when neighbors start complaining for various reasons.

Its easier to have investment success in areas with growth, as a rising economy raises all values. 

If your are cash flow positive, you can weather long term through emergencies and other problems that could arise while you wait. 

I'm not saying it always turns out bad, but there are numerous issues that can arise that are not worth the arrangement.

'Windfalls' arise or we prioritize and accelerate. 

Want to leverage sweat equity for future automation (i.e flip and rent, short term business, etc.)Considering the current market, I feel like there will be opportunities arising in the next 6 months in the area.

As all these problems arise again, it will likely swing back to sellers understanding that it’s going to cost them just as much for the firm to represent them in the event of an unrepresented buyer as it would if they just paid a buyer agent fee, but they’re more protected from future litigation if the buyer has their own representation vs claiming they were misled by a seller or seller’s agent.