Now, I’m ready and eager to meet new people and make the most of this incredible community.A little about me: I’m originally from Tulsa, OK, but relocated to Austin, TX, four years ago.

Your name and credit would stay with the existing note, which you would keep paying on - ideally yourself with money you receive from the "buyer", because if they don't pay your credit is wrecked and your house is in foreclosure.If you search on here you'll see everyone and their brother looking to do Subto and it's a nightmare unless the buyer has the funds to pay the note off if/when the original lender figures out you don't occupy the property any more and are attempting to do what you want to do, since most loans are going to specify that performance.  

Now his original property is less cash flow, and is his 2nd is likely negative $500/mo.

I’m originally from Texas but now call Colorado home.

The original poster's easiest route would be to have the owners of those titles request a lost title from the DMV, and then once the DMV sends them a physical title, have the owners sign them over to him.

Yes this is possible.Go check with your original lender on the first property if you had one. 

Hold on to the cards forever (closing accounts or opening new cards can impact your score).

They claim these are B markets and I saw someone in Reddit mention Lubbock Texas which has mixed neighborhood scores.

I paid about $1500 in closing costs between title, appraisal, etc, but the original loan was wiped out in favor of a new lower rate. 

Although, what you originally stated did infer a different picture.