A tough thing we've found though (like you mentioned) is even the highly rated foundation folks in our area -- as well as a lot of the content online -- all have a strong incentive to sell big high-margin solutions.

It seems you are falling for the alarmist rhetoric you’ve been reading and watching online.

From what I can tell online, the RF1 zoning district is designed primarily for single family row houses (like townhomes).

I remember the few experienced people I was able to speak with back in the day before online forums.

Where people went cheap with online brokers, many of those companies just did not have the resources or expertise is seemed in many instances to handle claims. 

I’m always looking to implement best management practices so what can I, as a landlord, do to protect myself when accepting online payments?

Check out other online guides available here: https://www.biggerpockets.com/guides3.

@Yosef Ajami, we use Quickbooks Online for all of our Clients (including syndicators).

I contacted that agency this week online & got a response they are not writing commercial properties now. 

Established on line presence5.