I just received a letter from the City regarding one of my rental properties for a court hearing because I missed a hearing they scheduled on the 7th.I received a letter a few weeks ago with some minor violations and one expensive one which includes.Missing smoke detector on second floorMissing handrailYard wasteBuild code conforming garage ( there is no garage currently).I didn’t look at the original letter closely enough to realize I was supposed to appear in court on November 7th to discuss violations.I have never been ordered to court before to discuss housing violations so I just assumed they wanted me to get these issues corrected.Now I have a new court date based on yesterdays letter.

I am curious to know how it works and what the rate is relative to the typical FHA-conforming loans. 

No. 21/22]F.Every collector and salvager of refuse material shall conform to theordinances of the Town of West New York and the provisions of thischapter.

This includes taking TItle in the LLC and getting non-residential loans since legal entities are not eligible for conforming residential loans. 

@Anthony Taylor, exceeding the conforming loan limit, meaning getting into a VA high balance, doesn't negate the option to put 0 down.

I suppose this is similar to just renting out a room or two in a SFR, while still living there myself.What I'm unsure about is these requirements I've seen mentioned, which apply to conforming second home mortgages:* Must not be a rental property or a timeshare arrangement.* Cannot be subject to any agreements that give a management firm control over the occupancy of the property.My questions are:1.

Another thing to keep in mind as you start this journey is that much small MF here in the Atlanta area is non-conforming, i.e. a duplex with an un-permitted basement finished into a third unit.

They have more flexibility with these products since they hold them in house and don't sell them on the open market hence don't have to conform to certain rules. 

It would fit conforming guidelines and wouldn't be a hinderance to most lenders to finance...If the city says no and if trying doesn't get approved, then tearing one down may be the only other alternative...Cheers!

Zoning dept. says we don't need to do a ZLA, but from what I have seen, the lots generally get split, even if they're not conforming zone lots.