Climate change isn't synonymous with bad, but if it's a developing pattern it may be worth keeping your eyes on if it's a long-term investor.If I wanted to take it a step further, I'd find comparable properties and see where they are listed.

Given the competitive lending climate, many banks will go to 85% if you push them just a bit.

I have a hard time believing Orlando appreciation will exceed areas with a more desirable climate and geography.

We are in a temperate climate and almost every new house has natural gas heat because it is cheaper to operate.  

@Shaun McQuistonThe best way I see for myself to get started, given the current climate, is with wholesaling.

Good point about the easy business climate too.

For example, what is the proper waterproofing technique at the window sill over stone for your climate?

And HUD properties are notorious for not being properly winterized, so if the property is in a colder climate there are likely water supply line issues.I would feel more confident about my low-ball offer on HUD versus Fannie Mae or any other seller.

In addition, if any of you all have knowledge on the climate of the Real Estate market in Burlington, NC that would be greatly appreciated!

Now flipping is hot again, at least in Austin and Houston, and buy and hold deals are a little more scarce due to the REO inventory thinning out and overall climate for investing.