In each case you do (.or at least should) hold the property as security for your investment funds (promissory note and deed of trust, and perhaps a personal guarantee too).

It's a major flaw in the FICO scoring algorithm, in my opinion, and is why I advocate fighting the bureaus tooth and nail.

I would say that it is a debt owed specifically too the landlord.

I went to pry it up to replace it with a spare and the whole tile came up w/o any effort, that's when I noticed it was pure black underneath and the surrounding tiles all came up with very little effort too.

Take a GC and go over the house with a fine tooth comb if numbers still work ok and the house is ok then take it.

@Mitchell ZischkeI did the 90 hour online broker course with REAL University for $400.https://www.myrealu.com/I just created an account for the exam and it will cost me $60 and it looks like the license application is only around $60 too.  

Why not get the heloq on the property your doing the work too?

The area in Hazel Green/Meridianville is close enough to all of the major employers in the county and the schools rate pretty good too.

Great point...I go to the darn things too.

If it fails on there, it will fail when you spend a bunch on advertising too.