Help analyzing a seller finance deal

[Stacey Paulin]

Hello!

I'm working on a seller finance deal and I'm having trouble crunching numbers.

This is a 3/2 with a purchase price of 75,000. 5K down payment and terms are 5 annual payments of 14,000. No interest.

Rent: 900 - 1000 in the area, but I want to be conservative.

Taxes: 1000 per year

Insurance: 600 per year

PM: 7%

Repairs and Maintenance: 10%

Cap Ex: funded by savings acct. that we contribute to ourselves.

How would I analyze a deal like this where there is no monthly payment and no interest? The home needs cosmetic repairs of about 8K.

Thank you!