Hey don't worry about it Derek, my old high school room was Hawkeye themed, and the number of clothes that had to stay when I left for college is unbelievable.

I would never make a claim under $10k anyway there’s too big a discount for no claims.In 25 years I’ve made two claims (both over $30k for toilet supply lines that burst in two different houses) and I ate a $3k clothes washer flood.

Some just travel with clothes, while we typically travel with quite a bit more. 

Roof sheeting looks like its been damp and previous owner said when the seasons changed water would drip from the ceiling fans.

Just like your friends with massive credit card debt may have nicer clothes than you do, your friends who aren't house hacking will have more space, privacy, and comfort in their own home.

It is capitalists that provide our homes, food, clothing and everything we need for a good life, not government.In stark response to your ascertain, I say, the world is a better place with more people willing to take a risk to invest in housing because there is unmet demand for housing.

@Raul SortoSalute to you sir on the credit and hustle of flipping cars I too used to buy at auctions and fix and sell myself but unfortunately got burned and will be starting back in January.Even though I’m only 23 and no deals under my belt yet I like this post and want to participate1) I would skip going to college avoid debt(may be a lot who disagree but this would be for me personally) and apply for decent W-2 job To gain access to get loans easier and continue to flip cars (at least make 3k after taxes and expenses)2) DONT BUY brand new BMW at 19 and Lots of burberry and ferragamo clothes lol- instead save capital3) Fix credit 4) Read several books about investing, sales, etc (start with rich dad poor dad)5) Find mentor and also REI team6) Once ready with team to pull the trigger on REI start with house hacking or BRRRR All the above info is dead on.

🤬Whether they argued about bills, extra cash for activities or even back to school clothes, it all revolves around the paycheck to paycheck barely getting by life cycle.

Go from driving expensive cash killing cars, shopping for new clothes, and living a life you can't afford to driving a cheap economy car/.

i broke it down by tony robbins advice in his book Money Master the Game:$4k a month for financial security - meaning i basically live for free with everything covered$5k a month for independence - meaning everythings covered and i can go out to eat every night and buy new clothes every month$11k a month for financial freedom - meaning all that and i own a Porsche and a crib in the hamptons$21k a month for absolute financial freedom - meaning all that, plus a tesla, another big house in california and i have $3k a month to travel