Maintain a vegan diet two days per week and drop my body fat below 10%.3.

And this state, city and county are ALL still woefully under water with their obligations (i.e. pensions).For far too long, these stupid politicians have simply over promised the fat cat unions more money than what the state can afford to pay. 

Either they are just the most charitable person you've ever met, or they found they can make more money on you than they can in the business they are supposed to be teaching.

Get them out as soon as you can.  In

I'd rather have a fat opportunity fund than deploy all cash against a low rate fixed mortgage in the 4s or even 5s, then scramble to leverage something else when I need the cash. 

The advantage I see to this option is that you can in effect create a duplex in a nice area that does not have duplexes (i.e.

Home sharing as a vacation rental can in fact generate more income than a longer term tenant.

And when you use the term check mate, it's going to take something like "I slammed that seller into a contract and I grabbed a big fat check!!!"

(And, the heads of FM and FM should be in PRISON, not collecting fat golden parachutes.)

I thought it could be a good idea to pay off one of my early small loans (or 1031 exchange etc) to free up a loan slot and find a fat expensive property to take its place.