I am a REI in the Omaha area and am not very familiar with Lincoln at the moment, but feel free to reach out and I will help the best I can. In

I also do pet friendly with deposit - they are going to sneak them in anyway - and  require pet liability insurance for certain breeds.  

I would ask if there are any breed exclusions when it comes to the general liability policy, if you allow pets on the property.

You are correct that the commercial underwriting focuses more on the financials of the property, and can in some instances have more flexibility with underwriting standards, but banks still care tremendously about the finances and track record of the investor/borrower, even on commercial loans.

I am investing everything I can in the future, 'cause that's where I am going to spend the rest of my life....

Hello @Lorraine Hadden,I've been absorbing as much information as I can in the last few weeks from all the links you listed and I must say, it's been great, but sometimes overwhelming and intimidating.

My goal is to transact as much as I can in the next 10 years and keep investing with the proceeds.

However it was a new construction.1st and 2nd Floor windowsContractors can in general overbid a lot of things.

Personally I require my cash to work way harder than 4% and I do not trade negative cash flow for appreciation.It is, as a extreme example, crazy business math to pay 1M cash for a property and be happy with renting it for  $3000/month when a 5% return on 1M cash is over $4000/month by itself.Cash buyers, equity hoarders, are a strange breed of investor if they do not understand the value of money.

Canadian financial institutions are also very strict in their financing criteria, once again this is all to my current knowledge and im  trying to learn as much as i can in financing my next deal so as to use other financing methods