Someone you can trust.Start small – Aim for a light cosmetic flip on your first go so you don’t get overwhelmed with a full rehab.Hit me up if you need anything.

I show people how to use permanent life insurance to supplement retirement with tax-free income.

There was a bill in Congress aiming to extend or modify the bonus depreciation provisions, but no definitive changes have passed yet.

Focus on properties that align with your financial independence goals and be prepared for market fluctuations.Your strategy of balancing cash flow with capital appreciation while aiming for financial independence is sound.

These costly improvements are pushing rents up.While effective rents (factoring in concessions) may be declining, asking rents remain high as landlords aim to maintain their property value.

I aim for 1.5% but have even done the 1% rule in areas I think that will appreciate quicker than others. 

:)I definitely hear you on the risk - I aim to buy-and-hold the properties and place Section 8 tenants, so the deals tend to be as safe as possible, but I understand your and Mitch's points about deals possibly losing money.Where I'm getting lost is on how to structure being paid when I borrow from private lenders.

Given the strong local market, holding onto the renovated home and aiming for appreciation could be wise, especially if you believe it will outpace your short-term costs.

Are you aiming for cash flow, appreciation, or a combination of both?

I'm doing this for the first time on my own after a divorce, so I'm aiming for efficiency, affordability, while also being able to find tenants I feel good about being such close neighbors with.thanks in advance!