If they are wrong, well, you can buy that deal from them (or their lender after they foreclose) a year or two or three from now for less than they paid...By the way, there is nothing wrong with buying a single family home or duplex--my first deal was a mobile home. 

People most successful in all aspects of real estate investing and the real estate BUSINESS, gain knowledge and experience n three areas: (1) real estate principles, (2) real estate law, and (3) real estate finance.  

I’ve invested in two states, including three properties in Texas.

Previously I had one property and one bank account but now I have three- one just finished a rehab and the third the rehab is underway.Two use a PM but the third is rent by the room an a PM won’t take it.So- now I need to organize my expenses and have looked at avail, rentredi, apartments.com, Rentastic and baselane.

If you anticipate using your VA loan, why not purchase a four-unit property and rent out the other three units?

Meaning you cannot just evict a tenant because their lease has expired.You will have to build sufficient evidence admissible in court and to the satisfaction of a judge to prove good cause to get a warrant of eviction.Many housing providers kept high risk tenants on month to month leases so that if the tenant stopped paying rent, you could simply give them a notice to vacate and recover possession of the rental unit that way.The reason for this methodology was because the HSTPA of 2019 passed in NYS made it extremely onerous and costly for housing providers to evict due to non payment.That method under good cause will be eliminated.So you can still keep tenants month to month but you will need to document the lease violation due to nonpayment rigorously.How many times and how late is “good” enough?

You may also put 5% down on a conventional loan with no self-sufficiency requirement. 

Assessments in NJ are not done on sale, unless it's a new build or a complete renovation where the permits tip them to reassess, so every three years or so they reassess all of the properties and taxes go up most of the time.

Three different dogs that I've owned, all bitten by three different GSDs, and my current dog was flipped over and the GSD had it's mouth on her neck, but didn't bite.  

For last year's eviction trial (seems to be a recurring theme for me - three years in a row!)