I get the concept the reality is it is a bomb waiting to go off.for all involved.. if your a well capitalized investor who can afford negative cash flow while you have to many times bring a foreclosure action against a lease option tenant that's one thing or a bank calls the loan you can refi or stroke a check.but if the person in the house stops paying and you cant service the debt.. you have a can of worms on your hands.. and the seller is going to go Bat  crazy since your ruining their credit if the underlying loan is not paid..

This is a "painting with broad strokes" kind of discussion as other have pointed out. 

Thank you for the vote of confidence, time saved and a new look and a $200 per month rent increase over what she was paying (with a brand new (tennant) on her sect 8 voucher,  all in the same (paint) stroke ;) 

The rent at the time was $2,000/month.Finally, in recent years, my wife did all the showings since my stroke.

However, if he encumbers the or your property, now you are assuming additional risk, what if he drops over and is incapacitated, blabbering in a nursing home from a stroke and his loan is foreclosed, you could lose the property.

I don't have a guru to quote or a platitude to close with, other than maybe, "Different strokes for different folks."

The main reason is because I had a brain anuerism and a stroke at 54 years of age and needed to do something that was flexible to work hours determined by others.  

Unfortunately both my wife an myself cannot go about our normal business this past winter, me from the lingering aspects of a stroke, and her from pesticide poisoning doing work at one of our rentals.

My understanding is that the seller had a stroke, and may not be lucid. 

The tenant we have, ended up having a stroke and had to be taken to the hospital.