Short term my credit score did take a hit, but once the promotional transfers were paid off, my score jumped higher than it was before.These days, the "pure" zero percent transfers don't seem to be around anymore as they typically charge a 3-5% balance transfer fee as part of the promotion, but this is still better than current HELOC rates.

If you have ever played the Cash Flow Game, you are pretty much the poster child character in the game for a high-income investor.

I already have land holdings near Everett that will certify out at 304 salable density bonus credits.To play this game, I get certified and then "clip off" the transferable development rights for sale to urban developers in the county, who can cash them in for an increase in dwelling unit density from an original 22 units/acre to 58 units, and building heights from 45' to 75'.

Credit pulls for the same type of loan within a short window (usually 14-45 days) are treated as one inquiry, so your score should be fine.

I am paying a bunch of interest on the short term loan, with no timeline or updates.  

Our current focus is for a family lakehouse / lifestyle play here in TN but would like to work my way into commercial properties, short-term rental facilities, business acquisitions to name a few.

Remember this is a marathon......That said are you planning to flip, hold(short or long term?)

It’s a game changer.

Half the team focuses on long term rental management and the other half focuses on short term.

Play the long game and hold onto that equity.