Who knows what hidden treasures lurk beneath the trash!!!

You need to look beneath the numbers which is what I do and have done so for many markets.

I imagine we'll be working on "mastering" both of those for quite some time before we make any other drastic moves, but who knows...if the market shifts beneath us, we'll try to be flexible and go where the opportunities are.

If your house is of this construction, there is no practical way to inject/blow insulation into the wall cavity and you are left with the choice of either gutting back to the studs on the inside or removing the exterior cladding and applying housewrap and rigid insulation on the outside.If you do go the interior route, be prepared to encounter hand-sawn timber with substantial variance in dimensions - meaning you will need to shim and plane, or strap, to create a plumb wall for hanging sheet rock {putting back lath-n-plaster would be cost prohibitive and, in our case (a rental), non-compliant with current fire code}.Old buildings can be rejuvenated and made much more efficient, just factor in an additional 10-15% in your reno budget to address any discoveries.

The thresholds are estimated a number of ways (Example 10% of annual revenue or whatever the partner considers "material") and any variances beneath the threshold would not be considered material and thus not represented in the financial statement In addition, HOA's are usually smaller clients for accounting firms, I don't think they have enough sway to make the auditors misrepresent the financial statement

I went underwater in 2008 (paid $266K at 6%, with $60K down – $20k below market, supposedly; the house was valued at $65K a year later), got my loan modified, rented it out a year later, and moved to HI with my girl for work.Although Hawaii has an incredibly high COL, we’ve managed to save a respectable amount of money to invest by living well beneath our means the last 4 years.

Marie Poe - I ws going to suggest real hardwood with a plywood layer beneath for leveling and to allow for nail down until i saw your exit value.

I've always been drawn to the idea of apartments, but feel like it might be folly to set my sights that high before I have some SFH rental properties beneath my belt.

I live well beneath my means as you can imagine trying to survive on that little money.

I tried finding bad reviews on them because in my opinion beneath the negativity and hate is the truth about the company but I couldn't finding any useful negative reviews on yelp.