While passives still should do their due diligence, the fact that these safeguards are in place does provide some degree of assurance that some minimum standards are being met.Ultimately, it's a question of value: Is access to the network, the education, the mentoring worth it to you? 

Getting 5 star reviews is a learning curve as you need to be a good communicator and be sensitive to guest needs, staying booked is about demand and whether your place is priced appropriately.

.This situation is not only frustrating but also time-sensitive due to the looming loan deadline.

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I doubt your reading comprehension is poor, I bet your sensitivity is high and this got you triggered.

@Nathan Siva if it's not too sensitive, will you mind sharing what the accountant did?

Since they've lowered interest rates to zero, rates have fluctuated a full 2% while the Fed fund rate hasn't moved.I imagine that jumbo rates will be more sensitive.

I am really sensitive to the economic environment up here and being careful not to over build.

This means that before a potential buyer is allowed to enter negotiations, and certainly before sensitive financial information is released, the seller and or his agent will want to be convinced that the buyer has the ability and willingness to complete a purchase.  

That said, in my personal opinion, SA is all about structuring and safeguarding the process.