No ethic or act of resistance is worth anything if it is not based on the real.

Think about it.. why would a bank who couldnt resist the greed before, all of a sudden resist the greed when handed a $700B check?

(New Jersey)PS - I know this is a pretty old thread - but I couldn't resist putting my 2cents in...

NAR has great lobbying power, but the drive to open the information architecture and platforms -- aka the drive for convenience -- is dominant to resisting change in the marketplace.This doesn't paint the picture of a really strong opposition (alternative real estate models for brokers, MLS, agents, etc.), but it's a start and at least they're off their couches and into Capitol Hill, where the battle gets waged.http://www.inman.com/hstory.aspx?

I would take you to court if you started out being the great neighbor with just your family and then built the tourist capitol of my county overnight with alot of traffic :)Something that gets in my head is - since it so close to the water, i know there's a test to find out about the percolation or the resistance to soil.

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We want to continue to share information about the progress of or investments with our family, but it is difficult to continue when we meet with so much fear and resistance.

If the bank resists than don't do the deal.

The degree of difficulty is much higher than it needs to be, but part of the underlying agenda is to cut out equity financing and bring deals into a bank.So, while these new regs will be a PITA, they also provide a large financial gain in the system.BTW, I do understand your resistance and let's wait and see attitude since you don't have a mortgage broker's license, if I were you I'd hope it wouldn't be necessary too, but much of the two recent Acts are pretty clear, doesn't take a genius to read them and say "Oh Crap"!

There are always many options for structuring the loan, the key is to start and go after the best one for you then, if you run into resistance, move to the next option and so forth.