I believed that RentRedi came free to me with a premium BiggerPockets subscription, however, when I click on my settings on RentRedi, it looks like it's going to charge me 19.95 in the coming days.

If you intend it later for personal use, then yes you need a garage, but don't give it to tenants unless you charge an extra premium for it. 

I know there are investment platforms where sponsors can connect with investors, often at a premium, but I’m curious about other proven methods that don’t involve purchasing a list of accredited investors.For those of you who have successfully raised capital, what approaches have worked best for you?

About how much higher of a premium interest rate can I expect to pay on a DSCR loan compared to a conventional loan interest rate? 

However, I had to pay a premium for the exchange property because the market was so hot at the time.

So for you it is hands off but still get the premium rental price.

Everybody I have called said no except for one company that only does portfolios with established customers talk to the existing insurance company and pay that premium then add those fee's to your note at payoff. 

Recent natural disasters and other factors have led to a sharp increase in insurance premiums, making it more difficult for buyers to afford homes and for sellers to attract offers.

From this page:https://help.pricelabs.co/portal/en/kb/articles/adj Case 2: When to apply a premium on Adjacent Factor?

Areas like Williamsburg have small multi-family properties trading at a premium when compared to Bushwick, Bed Stuy, Ridgewood, and surrounding neighborhoods.