You should be able to pay off the loan anytime during that period, without any sort of penalty.

They accepted rent for a time period they knew would not entitle them to the funds.

I have been tweaking pricing periodically and viewing comps to other cabins in the area.Will definitely look into Trip Shock and the affiliate/ partner options. 

Your personal loan has a 5 year balloon period.  

There are two large community pools, which are heated during the cooler months, tennis and pickle ball courts.The minimum STR period has been reduced from a year to six months.

During period of low interest every post on BP was about cash flow - now that cash flow upon acquisition is dead the only option is equity which is also reeling because price appreciation is finally back to realitypersonally I buy for growth because I buy to hold for 10-20 years or longer.

Renting the home does not void eligibility for the exclusion but does require you to account for depreciation recapture from the rental period.

In judicial states in which the foreclosure process often takes a year or more, this not only generates income, this also typically mitigates property deterioration, vandalism, and other costly issues which diminish the value of abandoned properties which remain vacant for extended periods.

I’ve come to think of this period of my life as my real world MBA, and view my laundromat as a fantastic starter business.

You could do a full MTR during the period you're gone, but for me the best and easiest way to go would be to just rent the other rooms in the house as a LTR.