We all need a purpose in life.

Sub 30k houses are an absolute disaster with a tenant pool that will destroy your properties and make your life miserable.

A reserve is unnecessary, but I still keep around $15,000 - $20,000 in my account.The point is, that you should sit down and assess your finances to determine what the worst-case scenario may look like, how much you would need to cover it without impacting your life, and whether you will need to build a reserve.

I've house hacked twice in Reno, NV and it's changed my life. 

Back in the world of 3% rates, you could get a HELOC instead of the primary mortgage and lower your daily balance and cut down the life of the loan significantly.  

Life it too short to teach people that won't follow through...or to spend money learning stuff that you won't apply.

It's slow to build a portfolio on just W2 income, but however slow it is still life-changing, lastest for your retirement.

who used this his entire life and build a net worth of over $1 billion by the 1980s starting with absolutely no capital!  

In 5 years and almost certainly in 10 years Scenario A can change your life. 

I've house hacked twice starting at 22 and it's changed my life.