Be creative on your purchase and get money back at closing to cover the reserves.

Passport 2. 2 Months Bank Statements showing downpayment + closing costs and reserves (typically 12 months) 3.

Be active, transparent, and provide helpful insights and leads will naturally find their way to you.I couldn't agree more.

You need to simplify, not add more debt.Focus on education and building reserves.

Functionally, it operates as a 2-story home since the downstairs area has multiple windows in each room and plenty of natural light.

Then tell us the nature of your remaining questions and concerns as to each remaining aspect, so people can have intelligent, focused, SHORT, conversations with you on each issue you present. 

Hotel reservations at the 2025 venue, Caesars Palace, are already available to book using this link https://book.passkey.com/event/50916112/owner/4929/home and BPCON2025 tickets will be live soon. 

With that being said, what you described sounds like Owner Contribution (initial reserves / deposits by the investor).  

Apart from it being an awesome town, we are also land locked by the Navajo reservation and national parks.

I’m curious how you all store savings for things like reserves, CAPEX, etc.