If we build, we are looking at a modern cabin with 2 bd 1.5-2 ba.

Example - replace kitchen cabinets that are serviceable to ones that are new & modern or replacing the roof. 

No idea, every market is different and I would venture to guess that my market would have more of the modern and contemporary designs than TX.

And it is happening faster than society can respond. 

The heating units themselves are new high efficiency modern units and are working as as they should but the home just doesnt have enough insulation. 

I can share my business plan too, and I am part of secret society so the plan is :1. still buying single family with fixed rate debt2. buy I purchase debt from specific lender because my DTI already maximized3. however , don't tell anyone, I buy broken house in good market only, i love house that has mold, water damage and so on, I will fix that for one year4. again dont tell anyome5. so hoping I purchase with 65-76% ARV6. it would take six months to repair7. move there as primary or make it rental so it can achieve DSCR 1.15x at least8. live here for at least two years9. sell it tax free10. dont tell anyone, this is biz part of "secret society,LLC"

After 4 months they give you the opportunity to open a secured credit cardAnother is called "Kikoff": These guys will report a $500 Limit Credit Line for less than 5 bucks a month.These modern services are a great place to start, they will never report late payments, won't get you into debt and build your credit score every bit as much as credit cards.After you 3 - 5 of these open for 90 days THEN apply for credit cards, you will get much better approvals, higher limits, lower rates, more rewards etc...Mortgage lenders will also be looking at how long those accounts have been open.

If anyone wishes to engage in these owner financing “deals”  try to get a negative interest rate from them 😂  those are like Portland Or moderns. 

in the SF peninsula and down to Cupertino there was a builder who built about 30k homes in the 50s and 60s  called Eickler these were modern heat in the floor tons of glass interior walk ways with gardens in them etc etc.. very unique ..

The best part of the book is his epilog where he writes a masterful and convincing argument for the benefits to the family and to society for housing stability.