I'm sure there is a lot going on behind the scenes now that will manifest in ways that few can see today. 

Greed doesn’t have to be manifested in distasteful manner to be greed. 

Wealth is the physical manifestation of not thinking like a victim.

If you are afraid of failing and the loss of money is a quantification of the thing you so fear, then that is a life outlook issue and it simply manifests itself in REI.

Bottom line, I don't think the biggest risk to housing prices right now lies within the housing sector; if they crash in the next several years or so my guess is that it will be due to a bubble somewhere else in the economy.One final thought:  the sub-prime mess originated under Clinton when he and his congress eased regulations on mortgage lending in/around 1999; it took eight years for the subsequent crash to manifest.  

I believe we can live in well built houses that don't $hit all over the place we have to live, and that as a landlord, I bear some responsibility to manifest this change.  

Hey Katie, though I'm a newbie in the field, I sure will reach from zero to 30 doors in multifamily it all about visualization and manifestation 

Off topic: I rather close 5 good investment deals for clients vs 10 over price buy-holds.2014 last quarter goals:~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Locate and close at least 5 good investment properties for clients.At least 2 successful close of four bedroom buy-hold.Complete one successful small partial seller financing for clients.Rent out at least one property for client(s) in next 60 days.Pay my realtor dues.Complete realtor continual education courses.60 days -> spend at least 10 minutes a day manifesting & visualization personal wealth.View at least 51 potential investment properties for clients.Order about 5000 business cards.

That stated, and in practice, if an insurance company makes a coverage decision that is unjust, in discordance with the policy, or flat out a mistake---it happens---we most certainly are in the client's corner.On the flip-side, if the claim scenario that has manifested is one that legitimately causes a claim denial, we also have a professional obligation to honor the decisions of the carrier based upon the contracts/policies.The denial of legitimate claims is unacceptable from all perspectives.

To me, that says she is a believer in it's easier to ask forgiveness than get permission, and that could manifest itself in all kinds of things that could be problematic.