Don't take soft quotes or quotes just lazily typed out in the body of an email, get actual loan summaries with all the costs.

I wouldn't want the landlord living in my rental with all my belongings, using all my spicy mustard or my V05 Extra Body Shampoo.

I would suggest that 6% is too low which will likely make you lean further away from SFRs.

lean on these forums whenever you have questions. good luck with your investments.

Thank You  @Wale Lawal and @Robin Simon Yes I am leaning towards BRRRR, though still figuring it out as to criteria of how much distressed a property should be or how to determine how much work it needs.

So the performance here is really on me.Based on the opinions and realization I’m now leaning towards a middle of the road approach - keeping the SoCal room rental house, get that to market rates (~6% ROE) and 1031 the mountain houses.

I was initially leaning toward BRRRR since the equity would give me a kickstart for that process.

This can be really helpful if you're planning to scale up your portfolio or if traditional financing methods don't work due to self-employment or limited traditional income.Bridge Loans – If you're leaning towards flipping a property or doing major renovations, a bridge loan can give you short-term financing to get the property ready for sale or refinance.

I’m leaning towards long term rentals, mainly single family but open to possibly medium term or multi family.  

For MTRs specifically, I recommend 30-Day Stay by Zeona McIntyre and Sarah Weaver; they helped us run a lean operation.