1) Personally I think the $12k is a gift.

I usually send someone on my team for the purpose of getting a testimonial and we give them a "thank you" gift.

We all have gifts that serve a purpose for the benefit of our communities, you do as well.As far as "having anything for the truly average American," yeah - they do.

Some parents here have gifted their properties to their adult kids - parent child transfers via inheritance or gift, you can inherit their property tax basis but you have to live in the house - this was from Proposition 19 passed in 2020 to undo some of the Prop 13 benefits.

I’m also going through a zero down program so adding a gift from a family member would un-qualify me from the program.

I have a six-figure W2, and I receive stocks gifted to me and bonuses totaling upwards of an additional six figures a year.

Hi Justin, You might want to consider a "gift of equity."

I’m also going through a zero down program so adding a gift from a family member would un-qualify me from the program.

Wrap, only the gifts after closing...lol. 

that's a gift to the City.in WA state the purchase prices are higher, but so are the potential ARVs.go watch every single one of Tarl Yarber's YouTube videos on flipping and BRRRRing in WA and then come back here with questions.good luck