The incident reminded me of the importance of the background check when we have the lease agreement with new tenants.

And I've had at least two incidents where, upon moveout, one four blade ceiling fan was down to just three blades.

@Chelsea Monk Good catch - I did state that I'm willing to assist, as I know the incident as a whole was inconvenient - however, I didn't appreciate her stating that she'd pay lesser rent, it wasn't an ask.

Then, there has also been many incidents where black people are staging incidents for profit like Jussie Smollet, another incident where a black person refused to show his movie ticket to an usher and when was confronted by the usher confronted the black person mysteriously had several cell phones recording the incident from the beginning and sued the theater.

That individualized assessment must consider a number of factors, including:The nature and severity of the incidents that would lead to a denial;The number and type of incidents;The time that has elapsed since the date the incidents occurred; andThe age of the individual at the time the incidents occurred.Many Oregon landlords will likely search for guidance on how to properly conduct such an evaluation.

And as you just learned, even if the insurance company doesn't pay out a penny, if you report an "incident or event" to them, they will frequently view it the same way they view a claim. 

Only you can answer that.You would want to look for KEY INDICATORS of what they are doing today and in the IMMEDIATE past to see current trending patterns.If something happened way in the past ( some call it young and dumb incident ) and it was an isolated incident then risk might be lower.If tenant demand is super strong for the area then maybe you do not have to take on a tenant that leaves you questioning whether to rent to them or not.No legal advice given. 

At the Class B-/C property, we experience a higher level of incidents and-or disputes between the tenants, more occasions of requests for rent payment extensions (i.e.

The services include house manuals, key/code exchange, handling repairs and incidents during and after the stay, cleaning, counting inventory, and updating photos/information on the listing website. 

Some people are dead set against them while others completely believe you need the asset protection because you can never acquire enough insurance in case of a catastrophic incident.