It’s interesting how you mention that offering flexibility as a lender has opened up opportunities for borrowers to pursue deals they might not have otherwise been able to.As a private money lender, I'm always looking for ways to improve my services and better support investors like yourself.

With Amanda Frecks as a partner and a clear plan for strategic improvements, it was the perfect fit for a quick flip and profit.

If you believe you can carry this place, without a negative carry, make any necessary repairs and can make changes to improve the rents...

We then use our money for the improvements.

A lot of investors find that expenses like repairs, vacancies, and capital improvements can eat into their margins, especially early on.

Don’t forget heloc, DSCR, 2nd on primary, borrow from retirement accounts, credit card cash advance, property reserves, home improvement store credit, etc etc.

I manage my own properties as do my clients; with the electronic resources for screening, rent collection, more - the ROI is greatly improved and you retain control of the property.Hope this helps.

On another note, I had a lengthy conversation with VRBO last night while we both looked at one of my listings and came up some ways to improve it. 

It’s completely rebuilt from scratch and a large improvement from the current one.Continued success!

The loan does need to be secured by the property being improved if we are talking about a personal residence and personal itemized deductions on Schedule A.