There's no $$$$ in teaching you how to implement the action items I shared above which is why the higher revenue generating systems are sold, usually to real estate investors who don't know any better. 

My goal is to create generational wealth for my family and to eventually have the financial freedom to say "yes" to travel adventures as a family. 

If I get the situation correctly, youre wanting to exit retirement and pull cash out of your home to use to flip a property in FL to generate income to live off of.

. - if I use my cash, the investment needs to generate > 5%.

My goal is to rent it out to start generating some cash flow.I’m planning to remodel the kitchen soon, and once that’s done, I’d like to move out to make the apartment available for renters.

Still trying to get through some sales to generate cash.

The combination of generating extra green cash with a biz and then investing in real estate for long term weath is the way to do it.

With 4 rentable rooms (including the basement), I expect to generate $3,600/month with full occupancy.

The additional cash you have due to leverage put into more hard assets and the cash flow generated put into fixed income/equities after reserves.

With a 7% interest rate and high HOA fees, the key is evaluating if your skills and investments can generate higher returns elsewhere.