These rates can get very high, but access to more lending unsecured if needed. 

I'd love to connect and definitely gain some perspective from you!

I’m definitely working hard to create a solid foundation for both my family and my investments, and it’s encouraging to connect with like-minded people who are exploring real estate as well.You’re absolutely right about Section 8 housing, the stability of cash flow is definitely a big draw for me, especially with the U.S. market being more accessible in terms of affordability compared to Canada.

Many Texas cities are incentivizing developers to build affordable housing units, but challenges remain around keeping these homes accessible long-term.

You may find this a viable option with rates where they are, especially if your rental income continues to cover the mortgage.Home Equity Line of Credit (HELOC): If your property qualifies, you could use a HELOC to access the equity without disturbing the current mortgage.

I’m in CA also and paid cap gains on huge profits to the tune of 28%, which included CA state cap gains.

Hello, my name is Kamarye Hodges and I am a broker, I wish to gain insight and experience.

1) If you've got guys willing to front all the money while you gain experience and make some money then that's a no brainer.

If it is a high end housing product you may have to use a designer because they have access to some material/finish suppliers that are otherwise unavailable but that tends to only be for the highest end housing deliveries.

Once you complete your first project, you'll gain experience and confidence!