I'll call first rather than text, and if they don't answer, the text I send will be one that conveys that they need to interrupt their morning to call me back, this is important and time sensitive (from a customer service perspective, you can't lock someone's rate without them in the loop, even if it's "objectively" the right thing).Trying to day-trade across days is much harder, there's no "glitch in the matrix" that yields foresight like the "glitch" created by the lag between when bond movement happens, and the couple hours it takes lenders to update rate sheets (in EXTREME cases, like March 2020, they CAN just instantly shut off locking entirely until they sort their stuff out, but in the "normal" world a business doesn't like to slam it's doors shut unannounced).

I guess you fall as far as you climb.Now is the time for foresight for investors to avoid the pitfalls of hindsight such as the banks and insurance guys are experiencing today.Regards,

People who bought there with foresight 30 years ago pass wealth on to their children, people who wait until they see the Google headquarters to buy there pass debt onto their children.

Lost over 15%... because we sold both for our loan balance (thankfully, we had the foresight to always put 20% down... because we didn't like PMI). 

I made several Bro decisions when I was new, but I had the foresight to learn from it.

Due to updated CA codes & regulations, coupled with the lack of foresight & planning by the HOA Management & Board, our complex has to update 400+ balcony railings in order to maintain our insurance policy.

Congrats on getting started with real estate investing, and having the foresight to look outside your local area.$50k can be enough to start, it depends on your strategy and goals.