While noble, on the surface, the attempt by the federal government to restore stability to the housing market by selling to primary residents is fictitious, by and large, at a time when mortgage loans are so difficult to procure.

I am a full time investor/landlord and got my Brokers licence a few years ago (Had a 4 year degree so I took the classes and test...I was never an agent).

Tell them that if they still wish to have the place painted you will hire a licenced contractor to do the work, to your specifications (neutral colours), and that it will be at the tenants expense. 

If there is no one else in your market wholsailing or marketing for off market deals then you can spend a lot of time and money educating your market that it is socially acceptable to sell at a discount to you.Some states are cracking down on assigning of contracts if you have no intent to close on the contract if you can't find a buyer it can be considered brokering without a licence.

If not, I would like to give them a form and require them to get it filled by their licenced medical provider, like a lot of people mentioned in forums.

Stress to her that you've got 30 days to get her security deposit back to her and once your handyman (or some other fictitious person) walks the unit and reports back to you on necessary repairs you'll be sure to mail the balance of the deposit to her.

The nice part about Homepath is that there is no PMI.Here is a random set of numbers at 10% vs 20% down on a fictitious property:10% of 59k purchase with 5k in closing costs Mortgage Rate 5.00%Length of Mortgage in years 30Monthly Mortgage payment $285.05 Taxes $83.33Sewer and Water $100.00Trash $-Heat/Utilities $-HOA $-Cap Ex and Ops $150.00Insurance $65.00Mgmt Fee $90.00Vacancy $72.00Total Expenses $845.39Unit 1 $900.00Cashflow/month $54.61Cash on Cash Return 5.75%20% of 59k purchase with 5k in closing costsMortgage Rate 5.00%Length of Mortgage in years 30Monthly Mortgage payment $253.38 Taxes $83.33Sewer and Water $100.00Trash $-Heat/Utilities $-HOA $-Cap Ex and Ops $150.00Insurance $65.00Mgmt Fee $90.00Vacancy $72.00Total Expenses$813.71Unit 1 $900.00Cashflow/month $86.29Cash on Cash Return 5.99%

Congrats on getting your licence I recommend the Real Estate Realty firm ran by fellow investor/broker Bonnie Laslo here in Charlotte nc.

Is it legal if I hire a licenced and insured handyman to put the toilet back, and connect the water supply lines and the drainage lines, reconnect disposal and dishwasher drainage?

.- Direct mail to suitable businesses nearby- See if your area requires a public notice for fictitious business names and mail the owner addressCan you guys come up with anything else?