It's a moment to engage in meaningful dialogue, exchange insights, and collaborate on pioneering solutions to the quandaries posed by the global economic slowdown.

If the rental income significantly exceeds the normal write-offs (standard expenses plus standard depreciation) then there are options including extracting value via a refinance (reduces the cash flow), do a brrrr or other costly value add, or do cost segregation.  

The impression I got is that they just want to extract from you and not give you anything of real substance in return so Danger Will , Danger will.  

House hacking a FHA duplex with high LTV, off market purchases, a BRRRR that allows you to extract all or virtually all of you investment, lease to own, etc.  

Hating that Airbnb owns the STR market is not the same as having actual power to meaningfully break away from it.2.

I really appreciate your feedback and your thoughts/advice are very meaningful to me… Everything you said is exactly what I needed to hear and I agree with your perspective.

Hi - a lot of people in your situation move from conventional to "DSCR Loans" for this exact reason - since its hard to scale meaningfully when needing a DTI ratio to qualify (one of the main benefits of DSCR is no DTI ratio in qualification).Check out this 10-part guide on all you need to know on DSCR Loans published on BP!

I believe that with the right guidance, I can overcome the learning curve and contribute meaningfully to our mutual successI'm thankful in advance for your comments and responses!

Not only could it save your skin, but also dissuade stupid lawsuits because you would be too hard to extract money from.

It sounds like you have a solid plan in place, and I'll provide some insights and advice based on your questions:Maximizing Investment Longevity:It's a smart move that you're house hacking with an FHA 203K loan, remodeling for appreciation, and then refinancing to extract equity for other investments.