Get as educated as possible and also don't get paralyzed by information overload.

While I do not have an official W-2 currently, I do have a steady income, great credit, and have money saved as well from working since I was 13 years old.I relate to Ian Kay in his journey but also am very determined to make my goals/dreams a reality this year by July 2025.

Wishing you the best with your exam and your journey ahead.

.: Maybe someone can educate me on the actual uses and mechanics of using a substitution of collateral clause (aka substitution of security) in a loan when you are the borrower.

It's not as much of a thing as most REI education companies make it to be.How many PCF properties would you like? 

It’s awesome that you’re starting your journey into rental properties.Wishing you the best as you learn and grow.

I have no doubt you’ll continue to achieve great success in your investment journey.

Other introverts will feel comfortable with you and that could actually help your journey......more important qualities are honesty, integrity and being a harder worker than others.Just be yourself and go get started.

I also recommend you start looking for a professional property manager, at least until you educate yourself enough to run this solo.

best of luck on journey