Hi Rebecca,There are plumber installable devices known as sewer backflow prevention devices.You might want to talk to a plumber and see if installing one (or more) of these might help keep this from happening in the future.Here is a good demonstration of large one for the main discharge line: https://www.youtube.com/watch?

If a filer completes the whole chapter 13 then it becomes discharged.

You declare yourself (or your business(es)) insolvent and ask the court for protection from your creditors and to discharge your debts.Seriously - find a local legal expert and get help - NOW!

-Call my investor and ask them for a payoff letter for that date showing the total amount owed and a discharge of mortgage or deed of trust.

At least thats what your negotiating stance should have been.I believe that there was a law passed in 2007 that covered who was able to discharge the income from a foreclosure.

I had a few cases like this.I don't know enough of Eric's situation to say why there was a concern about the lien not being discharged at sheriff sale.

It shouldn't be discharged in a bankruptcy but you need to do your best to advance the criminal and civil complaints.

The property is in east Brunswick not in Monroe.looked into the county records for the last 15 years, Looks like the condo was earlier a co op that was converted into a condominium association, I don't see any liens pending expect the mortgage, The auction site lists the same mortgage company name as the owners, The mortgage company did foreclose the property on Aug 2016, the condominium association attached lien on July this year, and there is also a discharge recorded with the county for the condominium association (dollar amounts match on both the county document). for a peace of mind thinking of running a title search, any ideas where I can get a title search for a small fee. thanks for your replies.

@Vincent MatraxiaIf you filed Chapter 7 or 11 you can finance with conventional financing 4 years after discharge.

Prior to your federal discharge, where you an active military member?