I understand there are some protections that go along with it with all the law suits going around but hardly doubt they would go after an office with two agents in it.

Work with a real estate attorney to draft a formal agreement that outlines responsibilities and protects both parties. 

It would not surprise me if they were acquiring the paper and servicing rights to take an inside line on refi's for these customers if rates decline.Actually CFPB regs may NOT apply if the subject loans are investment or commercial property loans and not SFR owner occupied or consumer loans. 

Most blinds are tough and time consuming to clean, prone to breakage/creases, strings break and get stained etc. 

This could help protect against any future lawsuits. 

You need to log everything to protect yourself from any liability.Going back to your initial question--price is subjective.

In real estate, blunt honesty often protects people from common pitfalls or predatory advice that oversimplifies the challenges of investing.

2- if there is a “problem” Will the “solution” discussed solve it in a cost effective, consumer accepted way?

The big thing is always focus on protecting the public, disclose, and take care of people.

This gives much better diversification protection across geographies, asset types, strategies, investment subclasses etc. versus putting all the eggs into one basket.The downside is that it's not for everyone, and a person has to be comfortable with turning over control to someone else.